Insurance premium is paid upfront for the forthcoming year. Unless stipulated otherwise in your home loan agreement/offer letter: • your home loan is subject to an Early Settlement Charge, which is payable in the event that: 1) you sell the Property; or 2) you settle the Loan from your own funds; or 3) you transfer the Loan to another lender.Fee to be paid to the Valuer in the event a standard valuation is required.After the initial 3 year period the rate will be as per 3-Month EIBOR Based Rate.
The amount of deposit you need depends on the Loan to Value limit of the type of mortgage you choose and may vary depending on the individual circumstances, regulatory requirements and the Bank's final approval.
Please speak to our Mortgage Specialist to find out more. Income can be clubbed from maximum of two borrowers for eligibility and joint borrowers/applicants should be blood relatives limited to parents & children and spouse only.
Only Citigold /Citigold Private Client (CPC) maintaining the minimum monthly average balance requirement for the respective client category would be eligible for a Mortgage Loan Citibank Terms and Conditions apply, are subject to change and are available upon request.
For the current Terms and Conditions, please visit our website
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Plus get cash back1 after your first purchase – all with a low annual fee.Please note that a valuation will need to be completed at the application stage for all completed properties and is non-refundable in the event the application does not progress.The valuation will be carried out by an independent valuation company on Citibank's panel In the event of a property swap a valuation of the new property will also be required.More Learn More and Apply Today Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus cash back1 after your first purchase.More Learn More and Apply Today Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get cash back1 after your first purchase – all with a low annual fee.The EIBOR shall be set and fixed on a quarterly basis and notified to you by the Bank from time to time.